Kyle Koerner grew up in Le Roy as one of six siblings. He attended Le Roy High School, where he was very active in sports; playing basketball, baseball, and football. After high school, Kyle attended Eureka College, where he majored in Sports Management. During his years at Eureka, Kyle played baseball for the college team and was a member of Lambda Chi Alpha fraternity, where he eventually became Residential Advisor and President of their house.

Always dedicated to furthering his career, Kyle worked multiple jobs during high school and college. Prior to working for Flanagan State Bank, he worked as a sales associate at Hutch's Motor Co. in Le Roy, and as a credit manager at Wells Fargo Financial in Bloomington, IL. Kyle currently resides in LeRoy with his wife, Chelsey, and their 3 daughters.